www.smartdivas.com

A friend of mine was in a similar situation but luckily it did not last very long (resolved pretty much by itself).

yeah, I think so. This will be very dangerous, when our indentity used by people who are not responsible for..

I recently got my credit card # stolen, and I quickly disputed all of my charges and canceled the current. Should I still be worried? How do I know I’m okay again from future thefts given I don’t even know how they took my CC # in the first place?

I have never been a subject to identity theft but I def should stay organized and be on top of my stuff. I think the main problem is people think they will never be a victim but then it happens and you feel hopeless!

I had my identity stolen a few months ago. Someone got their hands on my social security number, date of birth and other personal information.

Of course, I didn’t find any of this out until after I started receiving mail showing that someone had opened several credit cards in my name and run up balances on them.

I was fortunate to react pretty quickly before more damage was done. Thankfully, all the retailers and credit card issuers were very helpful in getting things resolved, and so far, the whole experience has had very little impact on my credit score.

Going forward, my wife and will keep a fraud alert on all our credit reports to help reduce the chances of this happening again. In fact, we’ll probably freeze our reports as an absolute measure of protection.

Thanks for your post.

helpfull kit to protect our privacy, by the way.. is it save from the hacker?

There’s so called only theft today… Problem in Philippines is we dont have a approved law towards that unethical doing

wow…Great kit..but I hope I dont have to use it.. I think it will help a lot of people…

My husband just signed up for a credit score monitoring service last week, and I was suprised out how many little details were wrong, false, or possibly stolen. Luckily none of it came to any big value, but we’re seriously considering identity theft insurance now.

-Sarah

This is increasingly difficult problem these days. I had my twitter account hacked sometime back. More than anything, the mental trauma it caused was huge.

Though I’m not a victim of identity theft still nice recovery kit for those who went through this plight.
Just bookmarked the website.

Here is my thinking on this and please feel free to comment/reply and let me know if you think I am crazy.

The media and identify theft insurance market is blowing identify theft way out of proportion. For example, LifeLock and other identify theft insurance companies have a reason to make people be afraid about identify theft, the more the public is afraid of identify theft, the higher chance they will purchase identify theft protection.

I read once and I tried to find the stats but couldn’t find it…that almost 90%+ of cases of identify theft is situations where suspects and victims are related or close friends.

There is a very low chance of being a victim of identify theft from someone you do not know.

I do agree that everyone should take precautions around identify theft and prevent easy access to your personal info but I think the whole concept may be blown out of proportion.

Identity theft is important for us.
I hope every people know what advantage it.
Sorry, Your title is “identiry” or identity…..
Thanks

This indeed is a great eye opening resource. I too have an article posted on my blog on this topic, Phishing Scams, are you protected? would be great if you can read and provide feedback.

You spelled Identity wrong. lol

But thanks, I’ll remember some of this in case my identity ever gets stolen

Hey, great post, very well written. You should write more about this.

Thanks for the tips.
This sounds like a big hassle
it were to ever happen.
I’m sorry to whoever has to go
through this.. It sounds so simple
to just keep your self safe
but a lot of us don’t take it seriously.

A great tool for the prevention of id theft is Lifelock, a service that prevents anyone from getting credit in your name. As a matter of fact, you can put ‘alerst’ on your credit file for free, but it makes things difficult for even you to conveniently get credit afterwards.

Depending on how much the criminals used your ID, you could be in for a really rough time to get everything straightened out.

Wonderful idea for a product - this is an avenue that I haven’t seen many competitors enter. This kit looks like it offers every tool a person in this situation would need. I think this, coupled with a good preemptive strategy (identity monitoring service, or something like that) would combine to make a solid anti-identity theft grid.

By covering theft on both ends - initial and back - you can virtually “bookend” your identity.

This is useful information. I would also urge that people use a virus scanner while they surf online and download attachments from e-mails. Identity theft is no joke.

My girlfriends purse was most recently stolen at work and she was extremely panicked considering she had none of the resources pointed out in this post. I wished we would have happened upon this post much sooner. Thank you for the post! Excellent advice.

Heartland Energy Colorado

One thing to do with identity theft that no one tells you is file a police report! Depending on where you live, you might get a sigh or two when you file the report, but just tell the police when you call in to the non-emergency number that you are a victim of identity theft and your attorney said you should file a police report. You will want to get as many facts together as possible and write it up, including whatever you know about credit card account numbers opened in your name and the amount of money owed. You want to write it up and hand it to the police officer and usually they’ll practically copy what you wrote. Make it very terse and to the point - almost in outline form.

This way if you have to go to court in the future when a creditor tries to collect from you, you have proof that you did something about it. The typical debt collector claims that “since you did nothing, you must owe the debt”. This is a fallacious argument but sometimes it sticks, especially if you receive collection notices or bills and didn’t dispute them (because you didn’t know you had to).

The other thing, of course, is to get your credit report for free and check it often, like every 2-3 weeks. This way you can immediate cancel any new cards. You can pay for a service that allows for unlimited pulls to all 3 credit bureaus. If you can’t afford it, just write a new letter to dispute one item as inaccurate (even if it’s something small like a company you don’t recognize pulling your credit report). This way they will send you an updated credit report every few week.

Finally, while some counselors suggest this, I do not — don’t put a statement on your credit report that you are a victim of identity theft. That makes future creditors shy away. You want to try and clean up your report naturally, but if you have the statement on there, even if after the credit is cleared the statement is still there!

Identity theft is very real and something everyone should be concerned about. Your identity may be being used and you don’t even know it.

Great read.

My girlfriend was a victim of identity theft. Turns out that most likely those crimes involve a family member. I t was her sister who opened up credit cards in her name and ruined everything. She is still working on fixing the problems.

Oh and admin, you misspelled identity in your title.

Good thing that I never experience that before. Having someone use your identity is terrible. They might use it on a crime and you will be the on e who is going to jail.

Identity theft is the worst.. glad to see you covering such topics. People really need good info on this.

Like you said it’s a “god-send”, I’ve had my ID stolen once and had to deal with the consequences even after a year and half. This would be a great help to recover as soon as possible.

I’ve got an email from my email address. It was weird. How can this be possible? They invited me to buy drugs. It is difficult to deal with spammers these days.

i was once a victim of identity theft but since i read this, it really helps me alot now on how to deal with these problems. thanks again

2 years ago I was a victim of identity theft and it was a real drama getting everything back into place. I wish I had of read this info 2 years ago.

what’s an identiry?

It’s essential to protect your Identity these days. With so much tracking/spying/following/invasion of privacy and Identity theft going nowadays it sounds like ID Theft Recovery Kit would be a great Idea.

Working with people trying to purchase homes, this comes up more than people think and most often it is not a stranger, but someone in your family. Protect yourself from the ones you love. Brothers, uncles, sisters, cousins, etc…. This is a serious problem and one even harder to get out of.

just make sure you have a backup somewhere (not digital) of all your personal details just in case you need verifying. That’s one of my advice

Nice thanks for sharing.

Thanks for the tips. I agree with all of them bc i have been a victim and tips that you have listed are really helpful.

Identity theft is a horrible crime. It ruins your life for years and they never seem to catch the criminals. You never get your pound of flesh for all the trouble they cause you.

This is amazing! I haven’t heard of this before. I think Identity Theft Recovery Kit is truly helpful since with the internet people can easily have access to your private and confidential information at the tip of their fingertips. This can protect individuals from those who abuses the system for their advantage.

Thanks for this information. We should keep our personal informations and id´s secured.

I think this information is so helpful for so many investors.

I write about credit card for students. Just visiting your website to get more information.

Thank You

I have been a victim of ID theft. If this is the case, you need help! Most ID Theft protection plans only cover credit theft (the easiest) when there are actually 3 more types social security, criminal, and medical. Here is a link to the ID theft protection plan I use, it covers all 4 types and is the best I know of: http://BestIDTheftProtection.info
I hope this helps and do not delay in getting it fixed, there are time limits that may keep somethings from being reversed if you wait too long to report it.

It’s so hard to recover so much to worry about it has happened to my son and I don’t wish it on anyone.

Great article with great tips on identity theft. This is something we all have to keep in the back of our minds so it wont happen to us!

I think that this is everyone’s fear. Thanks for educating us on this.

very nice post!
best regards, Stella M.

Thank you for the tip. I never thought about this before !

is the resource guide, as indicated in the second bullet point, digital or printed?

Hi,

That’s true identity theft can be very serious . Excellent article.. We should always be conscious while online

My wife had identity theft happen to her about a year ago, and still has not got it all worked out. Thanks for the tips on the recovery kit.

We will be in a tough situations if we lose our Identity documents in outside countries.

I read a news article about a group of homeless people gathering people’s personal papers from garbage cans and selling it to a group of people who stole the identities with the information. I now shred everything — even junk mail.

just added to my favorite

nice and tahnks

This seems like a real useful product. When your identity is stolen there is SO much to do, and it’s really hard to know if you’re doing everything you’re supposed to or if you’re missing something. What a great idea!

Someone once tried to steal my I.D online. I managed to stop them in the nick of time but always remember KEEP SAFE!

I think that the software: Personalized Identity Theft Recovery Kit can really protect your privacy and prevent future - i used it about 2 months and i’m satisfied.

you may keep coming across

The kit sound great. Off to check it out now.
Thanks for the tip!

Identity is first and foremost thing for any person and he want to keep in secret all his financial matters but criminal are the big problem that most of us have to face and I like your ways that you have suggested for minimizing this problem.

Hey do we get to see more from your blog? Haven’t seen much updates lately…..

with the current Google world i think it is really hard to prevent your online identity.

I’m not sure that much of this is really necessary. If you do notice abnormal charges on your credit report ( you are checking it once a year aren’t you? ) and you report it, the burden of proof is on the company to prove that you actually made the transaction.

You might have to take them to court, but once there your almost sure to win because most if not all companies do not do enough to verify your identity before accepting your credit card, etc…

Plus in the county of America you are innocent until proven guilty and it would be very hard to prove you created accounts and charges when the actual contracts were brought to court and the signatures were different than your on.

Believe me, I’ve had my identity stolen and it took a few months, but after laying down the law to the local courts and credit agencies i was able to legally force them to remove the false reports on my credit report.

Each to their own, but I think this is a waste of money and money is tight now.

Whoa I though it was some new way of theft.