Is There Such A Thing As Safe High Yield Investing
October 10th, 2009 | 
Author: Is There Such A Thing As Safe High Yield Investing
Many people want to know if there can ever be safe high yield investing. It is the dream of most investors to discover something which allows for a safe high yield investing opportunity so that they can turn the risk versus reward ratio in their favor. While we would all love to invest safely and get high returns we need to be realistic here.
The truth is safe high yield investing depends on your own definition of what is safe and what is high yield. To some of us safe investments means almost no risk whatsoever while for many others a better description might be “safer” investments. And of course high yield is very much in the eye of the beholder. I might consider 10%PRCTG% to be a very high yield while you could turn your nose up at anything less than 25%PRCTG% fitting the description.
So what can be done for someone who wants both a high yield but also insists on having a safe investment at the same time? Well to even get close to this kind of compromise you would need to have a largish investment of around %10,000 that you are prepared to tie up for at least 60 months. And for that kind of level of investment you might expect an interest rate of 4%PRCTG% through a Certificate of Deposit (also known as a CD). Not exactly an interest rate that is going to set the world on fire but that unfortunately is the price of safety and low risk.
At this point you are probably thinking but what about all the adverts you see on the internet offering much higher yields and guaranteeing the safety of your investment? Well before you start thinking about putting your hard earned cash into these investment schemes you might want to do some very serious checking on the people and companies offering them. At the very least you should call the Better Business Bureau and also speak to your states consumer affairs office. It is vital that you keep in mind that high yield and safety are usually very unlikely bedfellows and of course the scammers prey on the greedy.
So to answer the question of whether you can actually find any safe high yield investing opportunities is really down to your own definition of the term.
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Posted in Personal Finance
From my experience 3/4 of the advertisements on the internet offering high yields are false in one way or another.
I don’t believe in safe high yield investing… There could never be something that always guarantee a happy ending. You are very unsure. Investing is very critical and shaky… It is RISKY but when you are willing to go the extra mile, then go for it! Who knows?!
As you mentioned, if you play with the description of what is “high yield” and what is “safe”, sure you can have your cake and eat it too.
People always want an easy way. Most of the time, you can make your investments safer by doing your homework and by doing the work it takes to keep your investment going.
Sorry folks, you’re not going to get a 30% APY without real risk.
What a great post. This is sure to cheer everyone up. Very funny story!!
I do not believe in safe high yield investing. Your post is very nice. The information in your post is very true. Thanks for sharing such good information.
Hi, your article subject is very interesting as all the investors are always in search of safe investments. The point is just how well you carry your investments and deal with the trades at the market. Even the safest thing in the market has the loopholes and can turn into big loss. However, whatever be the situation you should use your brain while making any investments and believe in your decision.