One thing I have noticed about credit cards these days - the interest rates are fantastic, but the fees and charges they now attract are horrendous! It used to be that if you tried to charge something to your credit card but it would take you over your credit card limit - the transaction would be refused. These days, my credit card company will let me go above my limit, but they will charge me a $30 fee to do so! They also charge me around $75 for the priveledge of having each card.
All of these fees and charges add up - it it is all possible, the best things to do is to try and consolidate all of your credit card debt onto the one card. This will reduce the fees and charges you incurr because you have been running multiple cards, with multiple fees and yearly charges.
