Archive for the 'Identity Theft' Category
Identity theft refers to impersonation of a person with the intent of making illegal transactions and participating in unlawful activities.
Identity theft can be a very difficult experience for the victims. You lose savings from your bank accounts, your credit cards may be misused, and loans may be taken out in your name. Add to this the mess your credit ratings will be left in and the loss of reputation, and it is easy to understand why identity theft can be more distressing than simple stealing of cash and valuables.
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An identity thief steals your identity to commit fraud in your name. Your bank accounts, credit ratings, and other financial dealings can be compromised by the identity thief. He gets access to your email accounts, bank accounts, credit card and ATM cards, which can leave you not just in severe financial crisis, but also several litigations.
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Identity theft is a menace to modern society and something that can happen to anyone at any time. What makes identity theft harder to tackle is the fact that victims rarely find out about it till it’s too late. In the U.S., most victims realize that their identity has been stolen almost 12 months after the crime. The longer the thief has access to your identity, the harder it will become for you to clear the resulting mess.
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Once you have discovered identity theft in your business, here are the immediate steps to take.
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One common misperception about identity theft is that it affects only individuals. Popular culture has a lot to do with such perception, since movies like “The Net” and pulp fiction like “The Day of the Jackal” by Frederick Forsyth have contributed to this perception.
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The Internet has made life a lot simpler for most of us. Information is available to us at the click of a mouse, we can send messages to people on the other side of the world through email, and we can download books and important documents online. The flipside of the Internet boom is cyber crime. It is now a lot easier for someone bent on identity theft to access your personal information.
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4) Opening New Accounts
Use new personal identification numbers and passwords if you wish to open new accounts. Ensure that the passwords are such that someone else cannot guess them.
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Identity theft can be one of our worst nightmares, since the stolen identity is always used for illegal purposes. Apart from having your identity stolen from you, you could also become a target of litigation from parties hurt by the actions of the identity thief.
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4. My credit report cannot be accessed by unauthorized people.
In order to get your credit history, a person has to simply get hold of your name, address, and Social Security number. This is not difficult for someone who knows you and your habit of carrying your Social Security number around in your wallet.
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Identity theft is a crime that leaves the victim facing an uncertain future, a heavy financial toll and loss of reputation. Wages are lost because you spend hours trying to get your bank accounts in order and close false credit card accounts and your credit report is blackmarked by lending agencies.
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